STEHPANIE OJEDA | VENTURA COUNTY MORTGAGE LENDING PARTNER

Meet Stephanie Ojeda, a trusted mortgage lending partner of Realty ONE Group Summit, helping homebuyers and homeowners explore creative financing solutions throughout Ventura County.

OriginPoint Mortgage

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Stephanie Ojeda | OriginPoint

Mortgage Loan Officer Serving Solana Beach and Clients Across California, Nevada, and Arizona

Stephanie Ojeda is a Loan Officer with OriginPoint who helps homebuyers, homeowners, sellers, and real estate professionals throughout California, Nevada, and Arizona. Based in Ventura County, Stephanie serves clients in Solana Beach and communities throughout the states where she lends.

VP of Mortgage Lending
NMLS: 1339965
Email: [email protected]
Office: (805) 329-4094
Mobile: (805) 889-8840

Stephanie helps clients understand their mortgage options and confidently navigate the financing process. She works with first-time homebuyers, experienced buyers, current homeowners, and real estate professionals who need a knowledgeable and responsive lending partner.

She believes financing a home should not feel like a mystery. Her straightforward, personal approach turns complicated mortgage terms, loan options, and financing requirements into clear information her clients can actually understand and use.

Whether Stephanie is helping a first-time homebuyer prepare for their first purchase, assisting an experienced buyer with their next property, helping a homeowner explore financing options, or partnering with a real estate agent to keep a transaction moving, her focus remains the same: clear communication and a smooth experience from pre-approval through closing.

Clients can expect Stephanie to be responsive, accessible, honest, and involved throughout the entire mortgage process. She believes borrowers should never have to chase their lender for answers or wonder what is happening with their loan.

Stephanie explains the numbers, answers questions, provides regular updates, and makes sure her clients understand what comes next. If a client or real estate partner has a question, she picks up the phone.

For Stephanie, great lending is about more than finding a loan. It is about understanding each client's goals, building lasting relationships, and making one of life's biggest financial decisions easier to navigate.

Her clients and real estate partners know they can call her when they need straightforward guidance, honest answers, and someone who genuinely cares about helping them move forward.

Outside of work, Stephanie is busy raising six kids. Yes, SIX! Managing a household with six children has given her plenty of experience staying organized, communicating clearly, and keeping track of many moving pieces at once.

She brings that same energy, organization, personal attention, and sense of humor to her work every day.

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The right advice could help you find the right mortgage for you. Let's work together.

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1
Down payment assistance
Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.
2
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
3
Veteran loans
Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.
4
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
5
Jumbo loans
You may consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.
6
Lock in your rate
Lock ‘N’ Roll: Lock in a mortgage rate for 60, 75, or 90 days without a signed contract. Secure a lower rate while house shopping with this program.
7
Accelerated timelines
Our Same-Day program facilitates you to get your loan approved in one day with options as little as 3% down.
8
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
9
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.

Lightning fast fintech HELOC

Apply in 5 minutes and get your funds in as few as 5 days. No in-person appraisal required.

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READY TO EXPLORE YOUR HOME FINANCING OPTIONS?

Whether you’re preparing to buy a home, comparing mortgage programs, or simply have questions about financing, connect with Stephanie Ojeda to discuss your goals and explore the options available through OriginPoint.

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